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Disability Appeals

Disability Appeals Near Sunrise

Denied Disability Benefits? Put More Than 45 Years of Experience Behind Your Appeal

A disability insurance decision isn’t necessarily the final word. We help Sunrise claimants evaluate benefit denials, delays, reductions, and terminations, then determine what the applicable appeal process requires.

A formal appeal may need to challenge the insurer’s interpretation of the policy, assessment of medical or vocational evidence, or reasons for finding that the claimant doesn’t meet the definition of disability. The procedure and deadline depend on the policy or plan documents, denial notice, and applicable law.

Ask us to review your disability insurance dispute. Call (954) 324-2340 to discuss the denial, delay, reduction, or termination.

Disability Insurance Disputes We Handle for Sunrise Residents

We handle appeals involving long-term disability insurance, short-term disability insurance, delayed claims, and employer-sponsored benefits governed by the Employee Retirement Income Security Act, commonly called ERISA. This federal law sets rules for many private employer benefit plans.

Individually purchased policies and employer-sponsored plans may follow different appeal procedures and provide different remedies. Legal review can be particularly useful when a dispute involves medical restrictions, occupational duties, eligibility, plan interpretation, or an insurer’s failure to address material evidence.

    “He is highly ethical, extremely knowledgeable, and demonstrates a genuine commitment to the people he serves”
    Martin Sperry, is a respected fellow lawyer in the community who consulted me on the case, and his insight was invaluable. He is highly ethical, extremely knowledgeable, and demonstrates a genuine commitment to the people he serves. His professionalism and care truly set him apart.
    - Karina A.
    “Even after my case he’s always been a phone call away to guide me on legal matters and referred me in the right direction”
    Marty is amazing. Even after my case he’s always been a phone call away to guide me on legal matters and referred me in the right direction. Highly recommend him!
    - Girasol M.
    “He is amazing, professional and truly cares about his clients”
    We highly recommend Martin Sperry and his team. Mr. Sperry is very knowledgeable and compassionate. He walked us through the process and was always available to answer any questions. He is amazing, professional and truly cares about his clients. We always felt that we were in great hands and knew he would get us a positive result. We always felt comfortable with him and we felt like family. Thank you Mr. Sperry for all you have accomplished for us. You are amazing!
    - Julia S.
    “His recommendations and integrity led us to a positive result and we are grateful to have found him”

    Martin Sperry is diligent thorough and precise with his explanations and delivery in court. His recommendations and integrity led us to a positive result and we are grateful to have found him

    - Bruno S.
    “I highly recommend Martin J. Sperry, P.A. He understands the system, and more importantly, he fights for what’s right.”
    I want to sincerely thank Attorney Martin J. Sperry for his professionalism, legal expertise, and patience throughout my disability case. His over 45 years of legal experience was evident in how he approached every detail, especially when navigating a complex situation involving misinformation from the insurance company.

    What stood out most was his willingness to reassess the case when new facts came to light. He remained objective, thorough, and honest — qualities that are invaluable in legal representation. Thanks to his guidance, my case was resolved with a positive outcome.

    If you're facing a long- or short-term disability denial or an insurance-related dispute, I highly recommend Martin J. Sperry, P.A. He understands the system, and more importantly, he fights for what’s right.
    - Duane H.
    “I cannot recommend my lawyer and his team highly enough”
    I cannot recommend my lawyer and his team highly enough. He took over my short-term and long-term disability case and did an absolutely outstanding job getting my claim overturned. From start to finish, the entire process was seamless and handled with the highest level of professionalism.

    Communication was impeccable throughout the entire case. I was always kept informed, my questions were answered promptly and clearly, and I never once felt left in the dark. What truly sets him apart, though, is that he never treated me like just another case file. He treated me like a human being — with kindness, respect, and genuine compassion.

    During an incredibly stressful and vulnerable time in my life, he was steady, reassuring, and deeply attentive to my situation. He listened, he cared, and he advocated for me every step of the way. His expertise, dedication, and empathy made all the difference, and I am beyond grateful for the outcome he achieved for me.

    If you are looking for a lawyer who is not only highly skilled but also truly compassionate and respectful, I wholeheartedly recommend him.
    - Morgan S.
    “I liked how my case, even though it was not a large case, seemed to hold just as much value to him.”
    I highly recommend Marty! He was very attentive to my case and was easy to communicate with. He was also very patient with me throughout the process as I had no knowledge of how short term disability claims worked. He was able to get my appeal approved and in a reasonable time frame. Furthermore he always had time for my questions and concerns and was flexible with allowing me to come to his office if needed which was much appreciated. I liked how my case, even though it was not a large case, seemed to hold just as much value to him.
    - Alaina A.
    “Marty is amazing! Caring, great communicator, understanding and treats you like family!”
    Marty is amazing! Caring, great communicator, understanding and treats you like family! Professional in every sense of the word and knows his law!!! And the best part? He WON my case!!!! I highly recommend him!
    - Donna V.

Our Settlements & Verdicts

  • $350,000 Lump Sum Settlement on Individual Disability Policy
  • $135,000 Recovery ERISA Disability Benefits
  • $5,000,000 Recovery for Delayed Payment of Insurance Benefits
  • $800,000 Recovery for Delayed Payment of Insurance Benefits
  • $520,000 Recovery of Accidental Dismemberment Benefits
  • $260,000 Recovery of Disability Benefits

What Goes Into a Disability Insurance Appeal

We begin by examining the denial letter and governing policy or plan. Depending on the dispute, we may also review the summary plan description, claim file, medical records, physician opinions, occupational information, vocational evidence, and correspondence with the insurer or plan administrator.

An appeal review may include:

  • Identifying the stated reasons: We compare each reason for the adverse decision with the relevant policy or plan provisions.
  • Evaluating the evidence: We assess whether the file addresses functional restrictions, work duties, and disputed medical or vocational conclusions.
  • Examining the procedure: We review the notice, applicable appeal rules, and any information the insurer says is missing.
  • Developing the response: We prepare a reasoned submission based on the available records and issues raised in the decision.

Direct Guidance From an Attorney Who Previously Represented Insurers

Martin J. Sperry has more than 45 years of legal experience and represented insurance companies before representing claimants. That background informs how we examine an insurer’s reasoning, supporting documentation, and interpretation of coverage.

Clients work directly with Martin J. Sperry, receiving one-on-one attention, transparent communication, and a candid discussion of their legal options. We handle these cases on a contingency basis, so clients pay no attorney fees unless benefits are recovered.

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A Reported $1,950,000 Disability Insurance Recovery

Our reported results include a $1,950,000 recovery of disability insurance benefits. Past results don’t predict the outcome of another claim, but this recovery reflects our experience handling substantial disability insurance disputes.

We examine the claimant’s coverage, the circumstances behind the denial or delay, and the available appeal options. Clients receive personalized service, responsive communication, and an honest assessment grounded in the policy, evidence, and applicable procedure.

Get a Clear Assessment of Your Appeal Options

We offer free initial consultations, by phone, or through Zoom. Sunrise residents can speak directly with us about the insurer’s decision, the available documents, and the next steps the applicable process may require.

Call (954) 324-2340 to schedule a free consultation with Martin J. Sperry, P.A. about your disability appeal.

  • Personalized Legal Services

    All clients work directly with Attorney Sperry to discuss their unique case.

  • Cost-Efficient Approach

    No fee unless we reach a resolution and recovery on your case.

  • Experience on Your Side
    Our Attorney brings more than 45 years of experience to every case that we take on.
  • Free Consultations
    Don't wait, contact our firm to schedule your free consultation today.
  • Seeking Justice for Denied Insurance Claims in South Florida?

    Get the compensation you deserve with Martin J. Sperry, P.A.! Our experienced Disability Attorney has recovered millions for clients.

  • Need Results for Your Insurance Claim in Fort Lauderdale?

    Count on Martin J. Sperry, P.A.! Our Disability Attorney has a proven track record, securing millions for clients.

  • Seeking Trusted Representation in Fort Lauderdale?

    Discover why clients trust Martin J. Sperry, P.A.! Our Disability Attorney is backed by rave reviews for our dedicated advocacy.